CFA · Accountancy · Actuarial qualified  ·  11 Word + Excel templates included free  ·  16% off your next plan within 3 months
1,000 what-if scenarios · live
P5P10P25 P50 P75P90P95
About

Built by operators,
for operators.

financialmodels.com.au exists for one reason: most business plans sold online are templates that don't tie out, written by people who haven't actually built the business. We took a different approach.

The team
  • Return and risk expertise
    Deep experience in investment return and risk analysis across multiple Australian businesses and companies.
  • CFA, Accountancy & Actuarial qualified
    Financial models developed and reviewed with people having accounting, CFA and actuarial expertise.
  • Based in Australia
    Sydney & Melbourne. Available for custom engagements.
  • ABN-registered
    Australian business · ABN 20 681 764 263.

The problem with business plans.

We built this for buyers who care about return and risk, not just the narrative. Every plan ties the story to a financial model where the numbers actually link, and to an honest view of what could work and what could not.

We built this business because we've been on both sides of the table. We've written business plans to raise capital - some that worked, some that didn't. We've also reviewed business plans as investors, as lenders, and as board members. The pattern is almost always the same: the plans that fund are the ones that treat the reader as intelligent and aim to pre-empt his or her concerns and perceived risks.

That means:

  • Following the business.gov.au template structure - because bankers recognise it instantly.
  • Numbers that link. If you change the utilisation rate on page 10, the Year 5 operating profit updates. No magic, no hardcoding.
  • Risk analysis. A what-if scenario testing that answers “what's the probability of profitability?” not “here's my optimistic case.”
  • Clear English. The best plans read like a good short story - a clear character (the business), a real conflict (the problem), and a plausible outcome (the return).

What you actually get.

Every plan is a set of three documents:

  1. Word business plan (~20 pages). Full narrative following the business.gov.au template: company, market, future, finances, appendices.
  2. Excel financial model. 5-year Profit and Loss, balance sheet, cash flow, break-even, dashboard. Yellow input cells. All formulas unlocked. Ready to customise.
  3. PowerPoint opportunity brief. 5-slide deck: cover, market, opportunity, projections, investment case. Editable, branded professionally.

Select plans also include a what-if scenario testing - a separate Excel workbook that runs 1,000 iterations across 14 input variables and gives you a probability distribution of outcomes. It's the honest answer to “how likely is this to work?”

How we stay honest.

We're transparent about what these plans are and what they aren't. They're a starting point - a high-quality frame for your business thinking, benchmarked against real Australian market data, written the way a CFO would write it. They are not a substitute for your own judgment, your own customer discovery, or your own financial advice.

If you're unsure whether our plans are right for you, email us and ask. We'd rather talk you out of a purchase than have you leave a bad review.

Questions? We're real humans.

Reply time is usually within 24 hours, often much faster.