Terms of use

1. What you receive

When you buy a plan, pack or financial model from Financial Models Australia, you receive a personal, perpetual licence to use the material for your own business or the business of your direct client. The licence covers editing, modifying and reusing the material within your organisation.

2. Resale and redistribution are prohibited

You must not, directly or indirectly:

• Resell, sublicense, rent, lease, lend, share or otherwise transfer any plan, template, model, slide, document or other material purchased from financialmodels.au — in whole or in part — whether on a paid or unpaid basis.
• Repackage or rebrand our material for distribution to third parties.
• Upload our material to any public repository, marketplace, file-sharing service or AI training dataset.
• Use our material as the basis for a competing product, template library or model marketplace.
• Strip, alter or obscure any attribution, watermark, metadata or copyright notice.

Any of these actions constitutes a material breach of these terms and will terminate your licence immediately.

3. Use of the financialmodels.au name and brand

The names Financial Models Australia, financialmodels.au and financialmodels.com.au, along with our logo, branding and identity, are our property. You must not:

• Use our name, brand or any confusingly similar variant to market, promote or sell your own products or services without our written consent.
• Imply that we endorse, partner with or affiliate with your business when no such relationship exists.
• Register or attempt to register any domain name, trade mark, social media handle or business name that incorporates or imitates our brand.
• Use our name in any way that could mislead a reader about the origin, authorship or endorsement of a document.

4. No financial, legal or tax advice

The plans, models, slides and other material we sell are illustrative templates and educational tools. They are not, and must not be relied upon as:

• Personal or general financial product advice within the meaning of the Corporations Act 2001 (Cth).
• Investment, accounting, taxation, regulatory or legal advice.
• A recommendation to buy, sell, hold or invest in any business, asset or financial product.

Before making any commercial decision based on our material, you should consult appropriately qualified professionals — including a registered tax agent, licensed financial adviser, solicitor or chartered accountant — who can assess your specific circumstances.

5. Templates, not advice. Templates, not outcomes.

Every plan, model, slide deck and template we sell is exactly that — a template. It is a starting point. It is not your business plan and it is not your business. You take it, customise it to your circumstances, validate every number against your own data, and run your business yourself.

A business plan is one input into a business. Outcomes are determined by execution, market conditions, customer behaviour, competition, capital availability, regulatory change, team capability and many other factors that no template can predict or guarantee. We give no implied or express guarantee, representation or warranty — of any kind — that:

• The numbers, projections, forecasts, Monte Carlo outputs or scenario results in any plan we sell will be achieved, approximated, or be representative of your actual results.
• The strategies, frameworks or business models described will be commercially successful for you, your client or any third party.
• The use of any plan will result in funding being raised, customers being acquired, revenue being earned, profit being made, or any other commercial outcome.
• The market data, statistics, regulatory references or assumptions are accurate, current or applicable to your specific business or industry.

We prepare our material carefully but provide it strictly “as is”. The business is yours; the responsibility for it is yours.

6. No liability to any party

To the maximum extent permitted by law, neither Financial Models Australia, nor its officers, employees, contractors, agents or affiliates accept any liability whatsoever to you or to any other party (whether a co-founder, investor, lender, partner, customer, advisor, regulator or anyone else) for any direct, indirect, incidental, consequential, special or exemplary loss, damage, cost or expense — including loss of profits, loss of revenue, loss of business, loss of opportunity, loss of data, loss of goodwill, regulatory penalties or third-party claims — arising from or in connection with:

• Your use of, or inability to use, any product, plan, model, template or related material we supply.
• Any decision (commercial, financial, investment, regulatory, strategic or operational) you, your business or any third party makes based on our material.
• Any reliance placed on the assumptions, figures, projections, scenarios or commentary we publish.
• Any inaccuracy, omission or out-of-date data in our material.

This exclusion of liability applies to the fullest extent permitted by Australian law. Where the Australian Consumer Law implies guarantees that cannot lawfully be excluded, our liability for breach of such guarantees is limited (at our option) to resupplying the digital product or refunding the price you paid.

7. Your responsibilities

By using our material you accept that the responsibility for using it appropriately rests with you. You agree to:

• Use the templates only for the business or client you bought them for, in accordance with the licence in clause 1.
• Verify every figure, assumption, citation and statistic against your own data and your own qualified advisors before relying on it.
• Make your own commercial, financial, tax and legal decisions, and seek qualified independent advice before doing so.
• Ensure that anything you produce using our material complies with all applicable Australian laws, including the Corporations Act 2001 (Cth), the Australian Consumer Law, the Privacy Act 1988 (Cth), AUSTRAC obligations, industry-specific licensing (AFSL, ACL, AHPRA, CASA etc.), and any disclosure or fundraising requirements that apply to you.
• Disclose, in any document you produce using our material, that the underlying template originated from a third-party template provider where required by your obligations to investors, lenders or regulators.
• Maintain the security of any account credentials, download links, receipts and copies of the material.

8. Refunds

Our digital-product refund policy is set out on a separate page: Refund policy. In summary, you may request a refund within seven (7) days of purchase, with a proper reason. After seven days, or where the digital product has been substantially downloaded or used, refunds are generally not available, except where required by the Australian Consumer Law.

9. Changes to these terms

We may update these terms from time to time. The current version is always available at financialmodels.com.au/terms.html. Material changes will be flagged at the top of the page with a date stamp.

10. Governing law and jurisdiction

These terms are governed by the laws of Australia. Any dispute arising in connection with them is subject to the non-exclusive jurisdiction of the Australian courts.

11. Contact

Questions or licensing requests — including bulk licences and partner arrangements — should be sent to info@financialmodels.com.au.

Last updated: 14 June 2026.